“Golpher and the Girl” is a New Kind of Children’s Book Empowering Girls to Golf

 “Golpher and The Girl” is inviting girls into the enchanting world of golf while imparting valuable life lessons. Authored by Morgan Adams and Candice Paik, this educational tale intertwines adventure, learning, and the beauty of nature to inspire young girls across the globe.

In “Golpher and The Girl,” readers embark on a new golf journey alongside a young girl and her Golpher companion as they navigate the nuances of the sport. Through their adventures, the girl not only grasps the fundamentals of golf but also gleans insights into perseverance, patience, and confidence.

“We aimed to craft a narrative that not only educates young girls about golf but also instills in them the belief in their abilities to conquer new challenges,” remarks co-author Morgan Adams. Candice Paik echoes this sentiment, stating, “Through this illustrated adventure book, we aspire to encourage girls to embrace determination and self-discovery, both on and off the greens.”

“Golpher and The Girl” transcends the boundaries of a mere golfing manual, offering readers a gateway to boundless possibilities. Through a tapestry of mental and physical challenges, readers accompany the protagonist on a quest to surmount obstacles and uncover their true potential.

At its heart, “Golpher and The Girl” seeks to nurture a sense of community, inspiration, and confidence among young girls, inviting them to revel in the wonders of golf and the great outdoors. Whether novices or seasoned players, this literary masterpiece promises to be a cherished companion for girls eager to embrace the spirit of spring.

Available now, “Golpher and The Girl” arrives just in time to coincide with the blossoming season. Embark on this enchanting journey and discover the joy of golf alongside your daughter.

Paar Ventures
Golpher and The Girl
818-253-9228
www.golpherandthegirl.com
@GolpherAndTheGirl

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Blackwell Law Firm Personal Injury Lawyers Opens New Office in Athens, Alabama

 Blackwell Law Firm, a leading personal injury law firm in northern Alabama, announces the opening of its newest office at 286 U.S. Highway 31, Suite 203, Athens, Alabama 35611. The firm now serves clients across the Tennessee Valley from offices in both Huntsville and Athens.

The Blackwell Law Firm focuses exclusively on Alabama accident and injury law. From its offices in both Huntsville and Athens, firm attorneys handle serious personal injury cases statewide. Firm lawyers have prepared personal injury cases for trial in counties and courtrooms across Alabama. The firm handles serious injury cases including auto accidents, commercial truck crashes, workers’ compensation claims, workplace accidents, construction accidents, dangerous drug and medical device claims, nursing home abuse, and wrongful death cases. The firm is proud of its results on behalf of injured clients.

All attorneys at the Blackwell Law Firm have obtained the highest peer ratings for excellence. Blackwell Law Firm attorneys are experienced in the courtroom and focus exclusively on personal injury cases. Other law firms frequently refer their injured clients to the Blackwell Law Firm due to our experience and past results. Our firm lawyers also frequently teach personal injury seminars to other professionals. We focus all our work and study on personal injury law because we believe that’s important to our injured clients. When someone suffers a serious injury, they deserve a lawyer who is completely focused on working hard to achieve the maximum possible result. The entire Blackwell Law Firm team is committed to the pursuit of excellence and justice in every single case.

Why open a new office in Athens? For years, the firm’s attorneys have handled injury cases across northern Alabama from their office in downtown Huntsville. Over the last 25 years, Blackwell Law Firm attorneys have represented people in Athens and Limestone County. Firm attorneys have tried many cases to verdict at the Limestone County courthouse in Athens. The firm believes opening a second office in Athens is an important decision to better serve our clients across the Tennessee Valley. The city’s growth makes Athens an ideal location for Blackwell Law Firm’s expansion. We believe our two offices provide greater access to clients who are injured and need important legal help. The firm is eager to contribute directly in the local community.

For more information about Blackwell Law Firm, Alabama personal injury lawyers, you can reach us at (256) 261-1315 in Huntsville or (256) 867-0061 in Athens. We also provide legal information and answers on our website at Blackwell Law Firm.

Blackwell Law Firm
Jennifer McKown
256-261-1315
www.blackwell-attorneys.com

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  • Legal & Law

Capture Management Expert Expands Service Offerings in #GovCON

 Capture Management Expert adds Industry Integration Service Offering.

Capture Management Expert, LLC (CME), a premier provider of #GovCON Business Development and Capture Management expands their service offerings.

CME specializes in revenue growth small businesses in the government contracting market place. CME has expanded their service offerings to provide Industry Integration Services. While most small businesses may not have the necessary contracting vehicles for every agency, CME’s Industry Integration Service provides small businesses with a reach into larger prime contractors to develop contractual relationships to bring additional services to the US government marketplace.

CME’s Chief Business Development Officer, William Swann, offered these comments: “For government contracting, integration services ensure seamless communication between a small company and larger industry integration partners. That facilitates faster and more accurate bid submissions, increasing a company’s chances of winning contracts. We take great pride on providing outstanding services to small businesses and various socioeconomic companies such as 8(a), Hubzone, SDVOSB and WOSB. Our goal is to grow these socioeconomic companies through government contracting and build the ecosystem in non-traditional areas of the US.”

About Capture Management Expert, LLC:
Founded in 2022, CME brings fractional business executives to the market to assist socioeconomically disadvantaged companies in the government contracting (#GovCON) marketplace. CME provides scalable business development and capture management services to the #GovCON community and fosters teaming to bring innovation and speed of delivery to support the Department of Defense and Federal Civilian marketplace.

Point of contact:
Capture Management Expert, LLC

Marketing Department
571 642-1003
media@capturemanagementexpert.com
http://www.capturemanagementexpert.com

Capture Management Expert, LLC
William Swann
571-642-1003
www.capturemanagementexpert.com

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  • Government

DOL Finalizes Plans for Fiduciary-Only Regime

 Today, the U.S. Department of Labor released the final version of its “Retirement Security Rule.” After initial review of the fiduciary rulemaking package as detailed in the Fact Sheet, it appears that the Department failed to make any substantive or meaningful improvements to the proposed rule despite significant, specific and data-supported feedback from industry stakeholders. As a result, financial services professionals face a new regulatory regime that imposes a blanket fiduciary threshold for recommending an annuity in a rollover transaction. Moreover, the DOL has largely left intact a constrained and practically unworkable PTE 84-24, a prohibited transaction exemption that has served both retirement savers and those giving financial advice for decades.

“Though disappointing, the release of this final rule is unsurprising,” said Chuck DiVencenzo, NAFA’s president and CEO. “It has been obvious from the outset that the DOL was intent on continuing its quest to push the regulatory boundary of IRAs past the original Congressional intent of The Employee Retirement Income Security Act of 1974 under false pretenses supported by back-of-the-napkin calculations.

“The process has been marred by a paucity of meaningful engagement between the DOL and industry stakeholders. Instead, the Department has dangerously rushed to put into effect a rule that disregards the value of independent distribution, the desire for Main Street savers to work with the professional service providers of their choosing and the need for products that can provide predictable lifetime income. Ultimately, we anticipate more confusion, higher costs and less financial security for low- and middle-income savers who need it most.”

Recently, fixed annuity sales have experienced several quarters of record sales numbers, in part due to consumer concerns about ongoing market volatility and longevity risk. Annuities are the only financial product that allows retirement savers to protect a portion of their nest egg from market declines while providing the opportunity to earn interest and generate a predictable stream of income payments that last a lifetime. Meanwhile, according to the Investment Company Institute, approximately $6.9 trillion in assets are held in more than 710,000 401(k) plans, on behalf of about 70 million active participants and millions of former employees and retirees. The new rule is expected to significantly hinder the ability of independent annuity professionals to use annuity products to help Americans move some of their hard-earned retirement savings out of such defined contribution plans into a vehicle that can help augment their retirement security.

“This Administration has repeatedly cited its desire to institute commonsense policies that help protect consumers from financial harm. Yet here we are with new regulations that contradict robust, uniform consumer protections that have been implemented by the states to ensure financial professionals are providing recommendations in their clients’ best interests,” said DiVencenzo. “Currently, according to LIMRA data, more than 40 percent of annuity sales are conducted by those professionals in the independent channels, which will unquestionably be most negatively impacted by the burdensome compliance requirements of this rule. Instead of celebrating the hard work these professionals do to combat retirement savings challenges, the DOL is effectively threatening their livelihoods and the future of millions of Americans they diligently serve.”

In the days ahead, NAFA will work in close partnership with its membership, industry trade association colleagues and legal counsel to conduct a comprehensive analysis of the final rule and will now pivot to all necessary and available avenues to fight this regulatory overreach.

About NAFA
NAFA, the National Association for Fixed Annuities, is the premier trade association exclusively dedicated to fixed annuities. Our mission is to promote the awareness and understanding of fixed annuities. We educate annuity salespeople, regulators, legislators, journalists, and industry personnel about the value of fixed annuities and their benefits to consumers. NAFA’s membership represents every aspect of the fixed annuity marketplace covering fixed annuities sold by independent agents, advisors and brokers. NAFA was founded in 1998. For more information, visit www.nafa.com.

NAFA
Chuck DiVencenzo – President & CEO
414-332-9306
nafa.com

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  • Banking & Financial Services
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Hong Kong – Hong Kong Customs signs Authorized Economic Operator Mutual Recognition Arrangement with Bahrain Customs Affairs (with photos)

Hong Kong Customs signs Authorized Economic Operator Mutual Recognition Arrangement with Bahrain Customs Affairs (with photos)

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     The Commissioner of Customs and Excise, Ms Louise Ho, led a delegation of Hong Kong Customs to visit the Bahrain Customs Affairs (BCA) to discuss matters on Customs co-operation and sign the Authorized Economic Operator (AEO) Mutual Recognition Arrangement (MRA) with the President of the BCA, Mr Shaikh Ahmed bin Hamad Al Khalifa, in Al Hidd today (April 22) to strengthen mutual trade relationship and foster greater security in the global supply chain. The Honorary Consul of the Kingdom of Bahrain to the Hong Kong Special Administrative Region of the People’s Republic of China, Mr Oscar Chow, and the Chairman of Asia, Africa and Middle East Committee of the Hong Kong General Chamber of Commerce (HKGCC), Mr Jonathan Lamport, were present to witness the signing ceremony.
      
     During the trip, Ms Ho and the delegation also visited the Khalifa bin Salman Port and joined the delegation of the HKGCC and the Hong Kong Bahrain Business Association to visit the Bahrain International Investment Park with an aim to enhancing the trade and cultural ties between Hong Kong and Bahrain.
      
     The signing of the MRA is a milestone of fostering the connection and collaboration between Hong Kong and Bahrain. The MRA will reinforce international cargo security while facilitating legitimate cross-boundary cargo movements of the two places and bringing significant benefits to AEOs in both sides, as well as enhancing their competitiveness in the international market.
      
     The Hong Kong AEO Programme was launched in 2012. The signing of the MRA with Bahrain brings the number of MRAs ratified between Hong Kong Customs and other Customs administrations to 15 in total. The other 14 Customs administrations which Hong Kong has signed MRAs with are the Mainland, India, Korea, Singapore, Thailand, Malaysia, Japan, Australia, New Zealand, Israel, Canada, Mexico, Indonesia and Macao, China. Under the MRA, AEOs from the signatory countries or regions can enjoy reciprocal trade facilitations including reduced inspection rate and prioritised clearance.
      
     Hong Kong Customs is dedicated to extending the MRA networks, in particular with Belt and Road economies including the Association of Southeast Asian Nations and the Gulf Cooperation Council Member States in the Middle East region. The AEO MRA Action Plan with Saudi Arabia was signed last year, marking a significant step towards the conclusion of the MRA in the near future. Hong Kong Customs will continue to take active steps to reach MRAs with major trading partners so as to bring more trade facilitation benefits to AEOs.