Sacramento, CA. March 27, 2019 – Looking for a great insurance broker for your business needs? Ken Smalley Insurance is your one stop shop for insurance needs. It’s common knowledge that every business needs to be covered but most business people have no idea what industry specific covers they need. Speak to us about your industry and we can advise you on what you need to stay covered against legal claims and costly damages that may be brought against your business.
It is important to use business insurance brokers that know the business. At Ken Smalley Insurance, our experience and expertise enables us to address every risk that your business faces. We take into account the industry and business that you do, the premises you are working out off, the equipment and property you own, your intellectual property, as well as the employees who work for you and the customers that frequent the business. We are a trusted partner through the different stages of growth that your business will go through, because as it grows, your insurance needs will change as well.
We encourage our clients to be covered in such a way that there is no loophole available that can be used against them in a claim. This business, that calls for commercial umbrella coverage. We offer this coverage to all our business clients because if provides additional liability coverage in the event that a claim is brought against them that is not specifically covered by the other business insurance covers. Without this, it is possible to find yourself fighting against claims that can be potentially ruinous in costs. This is additional protection so that you don’t have to worry about paying for damage expenses, medical bills, or even legal fees out of pocket. It is not uncommon for umbrella coverage to offer an additional $1,000,000 to mitigate risk to the business. If the businesses owns residential property in the form of an apartment we also offer apartment insurance for that.
It is important to note that the type of business you are in determines how much insurance you need. Construction, for example, has great potential for damages and claims so one should make sure that they have properly mitigated this risk. A busy retail outlet also need to be properly covered as there is heightened risk.
Ken Smalley Insurance Agency is in the business of protecting your assets by offering business and personal policies. By carefully selecting insurance coverage, the unforeseen perils of life can come and go without leaving your finances in shambles.
Contact Information:
Ken Smalley Insurance Agency
Full Address:- 1851 Heritage Lane, Suite 297 Sacramento, CA 95815
Phone:-(916) 929-2886
Website:- https://kensmalleyinsurance.com